Summer is a great time to splurge on fashion attires — what with the huge collection of gorgeous, summer-ready outfits and accessories almost every brand launches around this time.
As you are idling on your phone on slow work days or weekends, it’s common to overindulge in shopping sprees. Before you know it, you overshoot your budget and end up broke trying to appear rich and sophisticated.
Now that’s something no one wants. But you can’t cancel your summer shopping plans either, can you?
So, how do you lower your bills and still get your shopping thrills?
Here are 4 effective-as-ever summer fashion tips on a budget to keep your finances in check.
Replace pricey fashion with products that are light on the pocket
For instance, instead of buying separate purses to carry your phone, sunglasses, make-up, wallet, and so on, get a tote bag which is usually cheap and highly practical.
Another option is to replace shoes with funky flip flops.
You might also consider shopping from a thrift store. Trust us, your savings account will thank you for it!
Pro tip: Plenty of stores even let you exchange old clothing for a hefty discount on new products. H&M is one such example of a brand that provides you with a “15% off Thank You” voucher on purchases if customers bring back their used clothes for recycling. You can redeem the discount coupon when you next shop from H&M! Awesome, right?
Avoid buying it if you can DIY it
There are plenty of fashion essentials we look to stock our cupboard with during summer. Whether it is light-fitting, pastel-colored clothes, cotton t-shirts, hats, scarves, or slippers, you want to be able to feel cool and chic as you beat the summer heat.
Granted, it is tempting to shop the new summer drops, even if they are significantly similar to what you already have in your wardrobe—we say you fight the urge and DIY your own summer line.
Look for outfits in your closet that you can repurpose. For instance, you can easily create a tube or crop top using scarves, pants you rarely wear can be converted into shorts, button-down sports can be repurposed into a fashionable one-piece—even your maxi dresses present a range of ingenious options.
You’ll find a ton of creative ideas on YouTube—take inspiration from them and cruise through Summer without spending a dime.
Credit card interest-free periods to the rescue
Don’t put a dent in your existing balance; make purchases using a credit card.
Typically, credit cards provide an interest-free period of 20 to 55 days during which you can make all the purchases you want without having to pay for them immediately—not until your next due date at least.
Depending on the card you choose, you can also avail of welcome bonuses or sign-up perks to further benefit your spending habits.
Awesome, right?
slice’s easy-as-pie payments app is possibly the best option for users to make quick and seamless payments. On top of that, you receive up to 2% cashback, additional reward points, and vouchers on every transaction!
Pick a credit card that suits your spending habits
Not every credit card may compliment your spending habits and patterns. So, it’s important that you choose one wisely.
Look for a shopping-friendly credit card if you are a frequent shopper. If you tend to spend graciously at restaurants, a credit card company that has tie-ups with your favorite restaurants would be a highly suitable option. If you travel frequently, you can get yourself a travel credit card.
In this manner, you will save a great deal of money AND reap lucrative benefits in return.
Take advantage of deals and discounts
Payment app incentives and perks are unlike any other financial tool. Their association with top brands can benefit you in terms of lucrative deals and discounts on every shopping item.
For instance, slice provides users a curated list of trendy brands ranging from apparel, food, and restaurant to avail discounts. Service apps like Dunzo, Uber, Ola, and more are also included to help you lower your day-to-day expenses.
The best part? You choose the brands that you love and spend on before activating them on your slice app.
Thereafter, its discounts and premium cashback at every spend!
Want to find out if any of your favorite brands is running a huge discount? Visit the Slice Website or sign up on the slice app to check out—Google Play for Android users and App Store for Apple users.
Shopping is twice as fun when you know you won’t go broke at the end of the spree.
Take the above tips to heart and make it a part of your lifestyle. If you are responsible, spending on things you love will always be the enjoyable experience it is meant to be!